Blog

Complex investment products are not inherently unsuitable. They may provide diversification, income, downside protection, leverage, or exposure to markets that would otherwise be difficult to access. However, when a product’s....

Emerging advisory firms in Florida are often built on strong momentum. Founders are focused on client acquisition, refining their service model, and building operational efficiency. Growth is the priority, and....

Florida’s recent adjustment to its registration threshold has created new exposure for investment advisers operating across state lines. Serving six or more Florida resident clients during the preceding 12 months....

An examination from the Florida Office of Financial Regulation is often misunderstood as a routine administrative check. In reality, it is a structured evaluation that can shape the trajectory of....

Fiduciary duty is a central concept in the regulation of investment advisers, federally covered advisers, and their registered associated persons. In Florida, it is also one of the most frequently....

Let’s lay the foundation for how dealers are regulated by both the federal government and the states.  Federally, they are regulated by the SEC and the Financial Industry Regulatory Authority....

When applying for a Florida insurance adjuster license through the Department of Financial Services, failing to disclose your law enforcement record can lead to an immediate denial of your application.....

Facing an investigation by the Florida Department of Financial Services can be unsettling for any Florida insurance adjuster. The process typically begins when DFS sends a letter informing the adjuster....

When applying for a Florida insurance adjuster license with the Department of Financial Services, your law enforcement record can directly impact whether your application is approved or denied. Howell, Buchan....

When applying for an insurance agent license with the Florida Department of Financial Services (DFS), your law enforcement record may affect your eligibility. It can result in the denial of....

Applying for an insurance agent license through the Florida Department of Financial Services (DFS) can be a detailed and highly scrutinized process. One of the most common reasons DFS denies....

Facing an investigation by the Florida Department of Financial Services (DFS) can be daunting for licensed insurance agents. The process often begins with a letter notifying the agent that an....